Savings

DeWitt Bank and Trust Company encourages our customers to develop sound saving habits with a variety of interest bearing accounts including money market accounts, CDs and IRAs.

 

Regular Savings

  • $50 minimum deposit to open account with a minimum balance in account each day to obtain the annual percentage yield.
  • Interest accrues on a daily collected balance.
  • $1 service charge every statement cycle balance falls below $50 any day of the cycle.
  • $3 penalty will be charged for each debit transaction in the excess of 6 during a month.
  • Voice Access 24 Hours Banking and Internet Banking

Interest rate and Annual Percentage Yield subject to change.

Young Savers Club

For children 12 and under, Our Young Savers Club is an exciting way to teach children to save.

We are proud of our DBT Young Savers!

  • $10 minimum deposit to open account with a $10 minimum balance in account each day to obtain the annual percentage yield.
  • Interest accrues on daily collected balance.
  • $0.50 service charge every statement cycle if the balance falls below $10 any day of the cycle.
  • $3 penalty will be charged for each debit transaction in the excess of 6 during a month.
  • Fees could reduce earnings on this account.
  • Voice Access 24 Hour Banking and Internet Banking.

Interest rate and Annual Percentage Yield subject to change.

Upon the Young Saver's 13th birthday, his or her account will be converted automatically to the DB&T Student Savers Account designed for students ages 13-17 years of age.

Student Savers

Available to students 13 - 17 years of age, this account allows teenagers to save as they mature into responsible adults.

  • $10 minimum deposit to open account with a $10 minimum balance in account each day to obtain the annual percentage yield.
  • Interest accrues on daily collected balance.
  • $0.50 service charge every statement cycle if the balance falls below $10 any day of the cycle.
  • $3 penalty will be charged for each debit transaction in the excess of 6 during a month.
  • Fees could reduce earnings on this account.
  • Voice Access 24 Hour Banking And Internet Banking.

Interest rate and Annual Percentage Yield subject to change.

Upon the Student Saver's 18th birthday, his or her account will be converted automatically to the DB&T Regular Savings Account

Certificate of Deposit

DeWitt Bank and Trust Company offers short-term and long-term CD options with competitive rates to meet your savings goals.

  • Guaranteed interest rate for term of deposit.
  • Automatic Renewal at maturity.
  • Minimum Balance Varies.
  • Penalty for early withdrawal.

IRAs

If you are planning to open a new IRA or looking for a bank to rollover an existing IRA, DeWitt Bank and Trust Company offers both Traditional and Roth IRA’s for

Custodial and Self Directed plans.

  • Minimum balance will vary.
  • Interest rate subject to change.
  • Penalty for early withdrawal.

Looking for additional information?

Contact Us Visit a Branch

 

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